Swap Monero for USDT on Ethereum without an account: enter the amount, paste a 0x… address and send XMR from any Monero wallet.
ETHYou hold XMR and the dollars have to land on Ethereum specifically — a DeFi position, a service that accepts only ERC-20 deposits, or a long-term stablecoin balance in the wallet where the rest of your Ethereum assets live. If the receiver would take TRON instead, the TRC-20 route is cheaper to move on afterwards; this one is for when Ethereum is required.
Monero and Ethereum do not interoperate. The XMR is received on the Monero chain — 5 confirmations, about 11–24 minutes — and USDT is then transferred to your 0x… address by an Ethereum transaction. You never hold anything in between.
 XMR on Monero |  USDT on EthereumERC-20 | |
|---|---|---|
| Address format | 4… or 8… (95 characters) | 0x… (42 characters) |
| Fee token | XMR | ETH |
| Confirmations we wait for | 5 | 15 |
| Explorer | monerohash.com | etherscan.io |
Paste the 0x… address that should receive the USDT. The estimate is shown in USDT.
A one-time Monero address (4…) is shown with a QR code. Send from any Monero wallet; no payment ID.
5 confirmations, about 11–24 minutes. The USDT amount is fixed at the fifth confirmation.
The status page links the Etherscan transaction that transfers USDT to your address.
The USDT shows in the wallet, but the first transfer out needs gas in ETH, and a wallet with only USDT cannot pay it. If the wallet is empty, swap a little XMR to ETH first, or send ETH from elsewhere before you need to move the USDT.
Ethereum and BNB Smart Chain share the 0x… format. An exchange deposit page opened for USDT BEP-20 shows the same address as its ERC-20 page, but credits only the network it was opened for. Read the network name, not just the address.
| Way | What you need | Where it is slower or dearer |
|---|---|---|
| An exchange that lists XMR | An account, a Monero deposit, a sale, an ERC-20 withdrawal | Two waits and a withdrawal fee that on Ethereum is often the largest cost of the whole operation |
| A peer-to-peer trade | A counterparty with ERC-20 USDT, escrow or trust | A negotiated price; time; the counterparty sees the 0x… address you receive at |
| This swap | Two addresses | A floating rate fixed at the fifth Monero confirmation |
On the Monero chain the deposit is a hash in a block; the amount and the parties are not readable. On Ethereum the payout is a token transfer event in the USDT contract, and Etherscan shows the payout address, your address, the amount and the time. Your address now carries a visible USDT balance, and every later transfer from it will be visible too.
About 11–24 minutes for 5 Monero confirmations; the Ethereum transfer that follows is in a block within about 12 seconds.
Same issuer, same price, different network. On Ethereum USDT is an ERC-20 token moved with ETH gas; on TRON it is a TRC-20 token moved with TRX or energy. If the receiver accepts both, compare the two routes before choosing.
Receiving costs you nothing; the sender pays. Sending the USDT on, even to the same exchange, is an Ethereum transaction that your wallet must pay for in ETH.
Yes, if the exchange withdraws Monero. Use the one-time deposit address as the withdrawal address; no payment ID is needed.
It is shown under the amount field and includes the Ethereum gas of the payout, so it is higher when gas is high.
Write to support with the swap ID from the status page. The form has no refund address: a swap that cannot be completed is handled by hand, and a return to the address you sent from is arranged under the partner's rules, less the network fee.
About the coins on this route: Monero (XMR) · Tether (USDT)
Read next USDT network fees compared: TRON, BNB Smart Chain, Ethereum, TON, Solana
Read next Floating rate: what changes between the estimate and the payout
Read next Reading a swap status page: every state from waiting to finished
