Swap USDC on Solana for USDT on BNB Smart Chain without an account: enter the amount, paste your 0x… address and send USDC from any Solana wallet.
BNBYour dollars are in a Solana wallet as USDC — the dominant stablecoin there — and the place you have to pay runs on BNB Smart Chain and asks for USDT. A game, an exchange with a BEP-20 deposit page, a merchant whose checkout shows an 0x… address with BSC next to it.
Solana and BNB Smart Chain are built differently and share nothing: address formats, fee tokens, token standards. On Solana your USDC sits in a token account tied to your wallet; on BNB Smart Chain the USDT is a BEP-20 balance in a contract. The route receives the Solana deposit, confirms it, and pays USDT on BNB Smart Chain to the address you gave.
  USDC on SolanaSolana |  USDT on BNB Smart ChainBEP-20 | |
|---|---|---|
| Address format | base58, 32–44 characters | 0x… (42 characters) |
| Fee token | SOL | BNB |
| Confirmations we wait for | 1 | 10 |
| Explorer | solscan.io | bscscan.com |
Paste the 0x… address that should receive USDT (BEP-20). The estimate is in USDT.
You get a one-time Solana deposit address. Send USDC — the token your wallet lists as USDC, mint EPjF…Dt1v — from any Solana wallet; the fee is paid in SOL.
Finality comes in seconds; the whole swap takes about 2–5 minutes. The USDT amount is fixed when the deposit is final.
The status page links your Solscan deposit and the BscScan payout.
On Solana a token lives in a token account, not in the wallet address itself. Your wallet handles this: paste the deposit address shown on this page into the wallet's send form for USDC, and the wallet creates or finds the token account. Do not look for a separate 'USDC address' — the deposit address is the one to use.
Because Ethereum and BNB Smart Chain share the 0x… format, an exchange deposit address copied from the ERC-20 page is a valid BNB Smart Chain address — and a deposit to it on BNB Smart Chain is not what that exchange expects. Read the network name on the deposit page before you paste.
| Way | What you need | Where it is slower or dearer |
|---|---|---|
| An exchange account | An account; a USDC deposit on Solana, a trade into USDT, a BEP-20 withdrawal | Sign-up, a trading fee, a withdrawal fee, two waits |
| A bridge from Solana to BNB Smart Chain, then a DEX | A wallet on both chains, SOL and BNB for fees | A bridge fee, gas on two chains, and a token swap on arrival |
| This swap | Two addresses | A floating rate fixed when the Solana deposit is final |
Solscan shows a USDC token transfer from your wallet's token account to the deposit address, with the amount and the SOL fee. BscScan shows a BEP-20 transfer of USDT from a payout address to your 0x… address. Both are public; neither chain knows about the other.
About 2–5 minutes. Solana reaches finality in seconds; BNB Smart Chain confirms the payout in a few more. The rest is processing.
Circle's native USDC on Solana, mint EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v (checked with Circle on 12 October 2026). Bridged tokens with USDC in their name are different assets.
On BNB Smart Chain, USDT is Binance-Peg USDT, issued by Binance and backed one to one. Wallets and exchanges list it simply as USDT.
No. You need BNB in that wallet to move the USDT on later.
It is shown under the amount field and follows the fees on both networks.
Write to support with the swap ID from the status page. The form has no refund address: a swap that cannot be completed is handled by hand, and a return to the address you sent from is arranged under the partner's rules, less the network fee.
About the coins on this route: USD Coin (USDC) · Tether (USDT)
USDC ERC-20 → USDT TRC-20USDT TRC-20 → USDC ERC-20
BTC → USDC ERC-20USDC ERC-20 → BTCUSDC ERC-20 → USDC PolygonUSDC Base → USDT TRC-20Read next Floating rate: what changes between the estimate and the payout
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